With the decline in values over the past 5 years many of our home sellers are finding that they owe more on their homes than they are worth. If a hardship exists that forces them to sell, the option is called a short sale. There are many advantages to short sales as opposed to letting your home foreclose. Over the past several years I have received several designations and completed many classes regarding distressed properties. In the first half 2013 our real estate market values started an aggressive recovery mainly due to low prices, many investors buying in our area, and low interest rates. The last half of 2013 brought about another change, we have leveled off in price and in some areas have declined from the height of this years market which was in July. If you need to sell, call me. I can help you with the process no matter which way you need to go.